How long does it take to obtain residency in Andorra?

Processing time for an Andorran residency application generally takes between 2 and 4 months from the submission of a complete file. Oryzon helps you prepare a complete and compliant application from the start to minimise delays. Some procedures, such as active residency linked to the creation of a company, may take slightly longer depending on the complexity of the business structure.

Do I need to give up my French or Spanish nationality?

Absolutely not. Andorra does not require you to give up your original nationality. You keep your French or Spanish passport and simply add Andorran fiscal residency to your status. What changes is your country of tax domicile: you become a tax resident of Andorra, which means you are subject to Andorran tax laws rather than French or Spanish ones.

Is it possible to keep real estate in France while being a resident of Andorra?

Yes, you can keep real estate properties in France or Spain. However, to be recognised as a genuine Andorran tax resident and not be considered a French or Spanish tax resident, you must ensure that your main fiscal ties are indeed in Andorra (main residence, economic interests, physical presence). Oryzon advises you on the specific arrangements to implement to consolidate your Andorran tax domicile.

Residences in Andorra

What are the different types of residency in Andorra? What are the legal requirements that must be met? What documents must be provided? Why seek assistance with the process of obtaining Andorran residency?

Moving to Andorra requires an understanding of a specific legal framework. The Principality offers several types of residency status to suit different personal and professional situations. Tax residency, residence permits, possible statuses for expatriates, applicable taxation… These are all essential topics to master before moving to Andorra on a permanent basis.

Active Residency

Residences in Andorra offer a unique opportunity to benefit from one of Europe’s most advantageous tax systems. Whether you are an entrepreneur, a retiree, or a remote worker, obtaining residency in Andorra gives you access to low taxation, high quality of life, and a strategic location between France and Spain.

Active residency is intended for individuals who wish to live and work in Andorra. It is mainly aimed at entrepreneurs, business leaders, self-employed individuals, or employees who wish to carry out professional activities in Andorra while establishing their tax residency there.

Conditions for obtaining an active residency:

Reside in Andorra for at least 183 days per year,
Demonstrate genuine economic activity,
Pay €50,000 to the AFA (Andorran Financial Authority).

Active resident status allows individuals to settle permanently in the Principality of Andorra, provided they comply with legal requirements regarding presence in the country and economic activity.

Passive Residency

Passive residency is intended for individuals who wish to live in Andorra without working there. It mainly concerns investors, individuals with passive income, retirees, or anyone who wishes to settle in Andorra while maintaining their sources of income abroad.

Conditions for obtaining a passive residency:

Reside in Andorra for at least 90 days per year,
Demonstrate that you earn more than 300% of the Andorran minimum wage,
Invest at least €1,000,000, including a minimum of €800,000 in real estate,
Pay €50,000 to the AFA (Andorran Financial Authority).

Passive resident status allows you to reside permanently in the Principality of Andorra, subject to certain obligations, including minimum presence in the territory, financial capacity, and investment.

Required Documents

All applications for residency in Andorra, whether active or passive, require the submission of a complete administrative file in Catalan.

The following documents are generally required when applying for active or passive residency:

A valid passport,
A criminal record extract issued within the last three months, blank and apostilled,
Proof of residence in Andorra,
Proof of a medical examination carried out in Andorra,
Proof of financial resources.

The Andorran authorities require a number of documents in order to verify the applicant’s identity, personal circumstances, financial capacity, and compliance with the legal requirements in force.

Andorra and its different types of residences in 2026

Types of Residence in Andorra

Andorra offers two main types of fiscal residency designed to meet different profiles and objectives. Whether you are an entrepreneur, a digital nomad, a retiree or an investor, Andorra has a legal framework adapted to your situation. Choosing the right type of residency is essential to optimise your tax situation and comply with Andorran regulations.

Active Residency

Active residency is designed for individuals who carry out a professional or commercial activity in Andorra. To obtain it, you must work for an Andorran company, create your own business in Andorra, or exercise a self-employed activity. This type of residency requires a minimum physical presence of 183 days per year in the Principality, which allows you to be considered a full tax resident under Andorran law.

Among the main advantages of active residency: the personal income tax (IRPF) rate does not exceed 10%, dividends are exempt from tax if you hold more than 25% of an Andorran company, and VAT (IGI) is only 4.5%, far below European rates. Additionally, Andorra has no wealth tax and no inheritance tax between direct relatives.

Passive Residency

Passive residency is intended for individuals who do not exercise any professional activity in Andorra, but who wish to establish their fiscal domicile there. This type of residence is particularly suited to investors, pensioners, digital entrepreneurs and high-net-worth individuals. To be eligible, you must justify a minimum annual income or capital that allows you to live without working in Andorra.

Among the specific requirements for passive residency: a mandatory investment of at least €400,000 in Andorran assets (real estate, bank deposit or government bonds), justified income of at least 300% of the Andorran minimum wage, and a minimum presence of 90 days per year in the Principality. This type of residency offers maximum tax flexibility while benefiting from Andorra’s exceptional quality of life.

Steps to Obtain Residency in Andorra

Obtaining residency in Andorra requires following a precise administrative procedure. Oryzon supports you at every step of the process to guarantee a successful transition. Here are the main stages:

Initial consultation: analysis of your personal and tax situation to determine the most suitable type of residency
Preparation of documents: gathering of required documents (criminal record, medical certificate, housing certificate, proof of income)
Submission of application: filing of the residency permit application with the Andorran immigration service (SAEJA)
Administrative follow-up: monitoring of the application and response to requests for additional information
Obtaining the permit: collection of the residence card and registration with Andorran social security if applicable
Tax regularisation: assistance in registering with the Andorran tax authority (ATA) and breaking ties with the French or Spanish tax system

Why Choose Andorra for Your Fiscal Residency?

Andorra stands out from other tax-advantaged destinations through a unique combination of advantages: a stable and transparent legal framework, total political stability, exceptional quality of life in the heart of the Pyrenees, total security, excellent international connectivity (1 hour from Barcelona, 3 hours from Paris), and a constantly developing modern economy. Unlike other “offshore” destinations, Andorra is a fully recognised and regulated state, member of the United Nations and signatory of numerous tax conventions.

Since 2018, Oryzon has helped dozens of French and Spanish nationals successfully establish their fiscal residency in Andorra. Our in-depth knowledge of Andorran law, our network of local partners (lawyers, notaries, real estate agents, accountants) and our personalised support guarantee a smooth and legally secure transition.

Frequently Asked Questions

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